Your Home Has a Score. Do You Know It?
Every home in Florida has a Storm Resilience Report and a Category Ceiling. Most homeowners have no idea what theirs is or what it's costing them.
Free score in under 60 seconds
MANDATORY
Florida's new OIR-B1-1802 (Rev. 04/26) is in effect. Every wind mitigation inspection must use the new form or your credits don't count.
Two Homes. Same Street.
llustrative example. Actual premiums and credits vary by insurer, coverage, location, and the features verified on Form OIR-B1-1802. Not a quote or a projection of savings.
A
Typical Home
Has the same bones — but no verified inspection. No confirmed Hardening Upgrade. No documentation. Its insurer has no reason to give it a single dollar off.
Annual Premium
$3,800
B
Fortified Home
Has a documented hip roof, hurricane straps, Impact Glass on every opening, and a reinforced garage door. Its insurer gives it every mandatory credit the law allows.
Annual Premium
$2,400
Save $1,400/yr
Six Things SaferHome.AI Does That Nothing Else Can.
Your Address. Your Score.
Type any Pinellas County address and get your Storm Resilience Scoreimmediately. 50,000+ pre-loaded.
Storm Resilience Report
A plan built for your home. Every upgrade ranked by insurance savings and storm protection impact.
Instant Photo Verification
Upload photos of upgrades. AI verifies them in seconds and logs towards mandatory credits.
Unlock Insurance Discounts
Upload your declarations page. We detect every missing discount and show how to claim it.
Inspector Dispatch
One tap. Licensed Inspector dispatched for the official OIR-B1-1802 inspection.
Contractor Marketplace
Connect with verified, pre-screened contractors specializing in impact glass and roof hardening.
Regulatory Notice
The Rules Just Changed. Your Current Discounts May Be at Risk.
The Uniform Mitigation Verification Inspection Form (OIR-B1-1802) has been updated. All inspections conducted on or after April 1, 2026 must use the new form, requiring enhanced documentation.
My Safe Florida Home
The State Will Pay Up to $10,000 to Harden Your Home.
The grant program offers a 2-to-1 matching grant up to $10,000. You must have a wind mitigation inspection first to prove the weakness exists. We help navigate the entire process.
Eligible upgrades: Impact Glass, doors, roof reinforcement
2-to-1 matching: you spend $5k, state adds $10k
Users arrive at the grant application inspection-ready
Potential Grant Value
$10,000
Your Investment
$5000
State Match (2:1)
+$10,000
Total Upgrade Value
$15,000
Before You Apply to My Safe Florida Home
Know what your home can prove before the state inspector arrives.
The state’s free inspection produces Form OIR-B1-1802 — the same form your insurer uses to calculate your wind mitigation credits. Roughly 45,000 homeowners completed the inspection and never sent that form to their insurer, leaving an average of $1,014 per year in credits on the table.
Reads your home’s data before the inspection
SaferHome.AI pulls your Pinellas County property records and permit history to show you how your home is likely to score across all five OIR-B1-1802 categories — roof shape, deck attachment, connections, opening protection, and roof covering — before a single inspector arrives.
Flags gaps before the state inspector finds them
If your opening protection is incomplete — a standard garage door, one unrated skylight — the state inspection will flag it too. SaferHome.AI surfaces those gaps first, so you can close them before you apply and qualify for a larger grant scope.
Reminds you to file the inspection report with your insurer
After your improvements are done, the OIR-B1-1802 form needs to go to your insurer — not just the state. Most homeowners skip this step. SaferHome.AI tracks your inspection status and flags when an updated report should be filed to claim your annual insurance credits.
SaferHome.AI is an independent property intelligence tool. We are not affiliated with, endorsed by, or acting on
behalf of My Safe Florida Home, the Florida Department of Financial Services, or any state agency. Program
details, eligibility, and funding change frequently — verify directly at mysafeflhome.com before applying.
SaferHome.AI is an independent property intelligence tool. We are not affiliated with, endorsed by, or acting on behalf of My Safe Florida Home, the Florida Department of Financial Services, or any state agency. Program details, eligibility, and funding change frequently — verify directly at mysafeflhome.com before applying.
Not Just Homeowners.
SaferHome.AI Powers the Entire Pinellas Real Estate Ecosystem.
For Contractors
Stop competing on price. SaferHome delivers pre-educated, Escrow-Track leads who already know what they need.
For Realtors
Losing deals to 11th-hour insurance shock is over. SaferHome Realtor Pro gives you a co-branded Storm Resilience Score for every listing.
For Inspectors
Stop competing on price. SaferHome delivers pre-educated, Escrow-Track leads who already know what they need.
See Your Home's Storm Resilience Score in 60 Seconds
Free score in under 60 seconds
Florida's Home Storm Resilience Score card.
Know your score. Protect your home. Save on insurance.
